| NPF
MICROFINANCE BANK PLC |
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| STATEMENT FOR COMPREHENSIVE
INCOME FOR |
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| THE SECOND QUARTER ENDED 30
JUNE 2014 |
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Jun-14 |
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Jun-13 |
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% Change |
| Gross Earning |
1,013,839 |
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841,971 |
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20.41% |
| Interest Income |
637,600 |
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566,391 |
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12.57% |
| Interest Expense |
-52,358 |
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-44,982 |
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16.40% |
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| Net Interest Income |
585,242 |
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521,409 |
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12.24% |
| Fees and Commission |
301,874 |
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217,677 |
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38.68% |
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887,116 |
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739,086 |
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20.03% |
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| Net Income on Investment |
65,949 |
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52,563 |
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25.47% |
| Other Income/loss |
8,417 |
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5,340 |
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57.62% |
| Write back/(Impairment) |
0 |
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0 |
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74,366 |
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57,903 |
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28.43% |
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| Net Operating Income |
961,482 |
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796,989 |
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20.64% |
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| Staff Cost |
258,798 |
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272,430 |
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-5.00% |
| Administration and general expenses |
325,827 |
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234,184 |
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39.13% |
| Depreciation of property and equipment |
38,204 |
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37,522 |
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1.82% |
| Amortization of tangibles assets |
0 |
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0 |
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| Total Operating expenses |
622,829 |
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544,136 |
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14.46% |
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| Profit Before Tax |
338,653 |
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252,853 |
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33.93% |
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| Profit for the year |
338,653 |
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252,853 |
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33.93% |
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| Other Comprehensive income |
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| Available for sale financial assets |
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| Fair value/(loss) on available for sale
financial assets |
0 |
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0 |
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| Total comprehensive income
for the year |
338,653 |
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252,853 |
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33.93% |
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| Key performance information |
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| Total Impaired loan receivable(=N= '000) |
199,126 |
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126,563 |
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57.33% |
| Total Impaired loan to total loan and
receivables |
3% |
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2% |
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50.00% |
| Earning Per Share(kobo)-Basic |
15 |
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11 |
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36.36% |
| Earning Per Share(kobo-Diluted |
15 |
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11 |
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36.36% |
| No of Ordinary Shares |
2,286,656 |
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2,286,656 |
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0.00% |
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| Source - NSE Website / NPF Microfinance
Bank Plc |
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