In the terms and conditions below, when the word service is mentioned, it means that we are referring to the easykobo.com service which consists of the services mentioned above.

Owned and operated by Naija infotech and solar energy ltd, EasyKobo.com provides everyone a wide variety of financial resources for the Nigerian financial markets. To customize Easykobo and to take advantage of certain offerings, you must be a registered Easykobo user.

When you use EasyKobo.com you are subject to the Easykobo Terms of Service. Specific Easykobo services may have their own rules and guidelines, in addition which are also part of terms and conditions.

This page describes current EasyKobo.com practices with respect to this particular service. This information may change as easy kobo revises this service by adding or removing features or using different service providers. The stock trials and Money Yarn sections of Easykobo have their own rule and guidelines which are also part of the terms and conditions that you agree to when signing up on easykobo website to create an account.

Easykobo.com or its parent Company NAIJA INFOTECH & SOLAR ENERGY Ltd are not responsible for any loss of funds you may suffer as a result of investing in stocks, bonds, etf’s and other financial instruments. Easykobo.com is not an investment advisory Company and you should consult a financial advisor before making any investments in equities.

EasyKobo is not a place to support or praise terrorism, organized crime, or hate groups. Offering sexual services, buying or selling firearms and illegal or prescription drugs (even if it’s legal in your region) is also not allowed. Promotion or sale of any goods and services is prohibited. We have zero tolerance when it comes to sharing sexual content involving minors or threatening to post intimate images of others.

Respect other members of the community.
We want to foster a positive, diverse community. We strive to remove content that contains credible threats or hate speech, content that targets private individuals to degrade or shame them, personal information meant to blackmail or harass someone, and repeated unwanted messages. It's never OK to encourage violence or attack anyone based on their race, ethnicity, national origin, sex, gender, gender identity, sexual orientation, religious affiliation, disabilities, or diseases. Serious threats of harm to public and personal safety aren't allowed. This includes specific threats of physical harm as well as threats of theft, vandalism, and other financial harm. We carefully review reports of threats and consider many things when determining whether a threat is credible.

Automated Posting
It is forbidden to spam popular and trending stock intentionally. Posting low value and/or promotional content too frequently isn't allowed or posting to purposely make a stock trend isn't allowed either. Posting frequent amount of image attachments to dominate the Chart stream is not allowed.

Securing your Account
As a condition to using some parts of the Service, you may be required to register an account, select a password and user name and provide other information about your identity, your company or your investments (“Registration Data”). You agree to (a) provide accurate, current and complete Registration Data; (b) maintain the security of your password and user name; (c) maintain and promptly update the Registration Data, and any other information you provide to the Company, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your account.

Except as expressly provided in these Terms, you may only maintain one active account with the Services.

You agree and understand that you are responsible for maintaining the confidentiality of your Registration Data.

By providing us with your e-mail address, you agree to receive all required notices electronically, including through the Services (such as by displaying links to notices generally on the Site) or to your e-mail address. It is your responsibility to update or change that e-mail address, as appropriate.

If you become aware of any unauthorized use of your Registration Data or Account Information for the Services, you agree to notify us immediately at the email address - easykobo@easykobo.com

Site Content
You understand that all postings, messages, text, images, video or other materials ("Content") posted or published on, uploaded to, transmitted through, or linked from, the Service (hereinafter, “post”, “posted” or “published”), whether by EasyKobo, users of the Service (“Users”) or Creators (as defined below), are the sole responsibility of the person or entity from whom such Content originated.

You agree that by using the Service, you may be exposed to Content that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. EasyKobo, its affiliates and partners are not responsible for the conduct, whether online or offline, of any User or Creator. You agree that you bear all risks associated with, the use or posting of any Content, that you may not rely on said Content, and that under no circumstances will EasyKobo, its affiliates, or partners be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via the Service. You may not republish, post, transmit or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets or anywhere else without our consent.

You understand that all postings, messages, text, images or other materials ("Content") posted or published on, uploaded to, transmitted through, or linked from (hereinafter, "post" or “posted”), the Service are the sole responsibility of the person from whom such Content originated. You understand that Easykobo.com does not control, and is not responsible for, Content made available through the Service, and that by using the Service, you may be exposed to Content that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. Furthermore, the Site and Content available through the Service may contain links to other websites which are completely independent of Easykobo website. Easykobo website and parent Company Naija Infotech & Solar Energy Ltd makes no representation or warranty as to the accuracy, completeness or authenticity of the information contained in any such site. Your linking to any other websites is at your own risk. You agree that you must evaluate, and bear all risks associated with, the use of any Content, that you may not rely on said Content, and that under no circumstances will Easykobo.com its parent Company, affiliates, or partners be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via the Service. You acknowledge that Easykobo.com does not pre-screen or approve Content, but that easykobo.com shall have the right (but not the obligation) in its sole discretion to refuse, delete or remove any Content that is available via the Service, in connection with violations of the letter or spirit of the Terms of Use or for any other reason.

The video content associated with easykobo youtube account (the “Video Content”) is posted solely for informational and entertainment purposes only. In no way should the Video Content be construed to be personal investment advice, nor should you rely solely on the Video Content for your investment strategy. By using our Service, you agree that you alone bear responsibility for your own investment research, analysis and decisions. We believe that the contributors to easykobo videos and to our Content generally, are interesting and insightful but we do not vet , take responsibility for or make any claims with respect to the accuracy, reliability or completeness of the data, information and/or opinions provided by such contributors.

User Content Posted on the Service
You are solely responsible for the Content that you post on or through the Service, or otherwise transmit to or share with other Users (collectively, the "User Content"). You shall not (and shall not permit any third party to) create, upload, download, post, submit or otherwise distribute or facilitate distribution of any User Content on or through the Service, that:

Restrictions on Content and Use of Service
In addition, you agree not to use the Service to:

Privacy
We care about the privacy of our Users. By using the Service, you are consenting to have your personal data transferred to and processed in the Nigeria. As part of providing you the Service, we may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Services and your EasyKobo account, which you may not be able to opt-out from receiving.

We may contact you using autodialed or prerecorded calls and text messages, at any telephone number that you have provided us, to: (i) notify you regarding your account; (ii) troubleshoot problems with your account; (iii) resolve a dispute; (iv) collect a debt; (v) poll your opinions through surveys or questionnaires; or (vi) as otherwise necessary to service your account or enforce these Terms, our policies, applicable law, or any other agreement we may have with you. We may also contact you using autodialed or prerecorded calls and text messages for marketing purposes (e.g., offers and promotions), if you consent to such communications.

Securities Disclaimer
EasyKobo IS NOT A TAX ADVISOR, BROKER, FINANCIAL ADVISOR OR INVESTMENT ADVISOR OR STOCK BROKER/DEALER FIRM. THE SERVICE IS NOT INTENDED TO PROVIDE TAX, LEGAL, FINANCIAL OR INVESTMENT ADVICE, AND NOTHING ON THE SERVICE SHOULD BE CONSTRUED AS AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY, OR A RECOMMENDATION FOR ANY SECURITY.

Trading in such securities can result in immediate and substantial losses of the capital invested. You should only invest risk capital, and not capital required for other purposes. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should also consult an attorney or tax professional regarding your specific legal or tax situation.

The Content is to be used for informational and entertainment purposes only and the Service does not provide investment advice for any individual. EasyKobo, its affiliates and partners specifically disclaim any and all liability or loss arising out of any action taken in reliance on Content, including but not limited to market value or other loss on the sale or purchase of any company, property, product, service, security, instrument, or any other matter.

You understand that an investment in any security is subject to a number of risks, and that discussions of any security published on the Service will not contain a list or description of relevant risk factors. In addition, please note that some of the stocks about which Content is published on the Service have a low market capitalization and/or insufficient public float. Such stocks are subject to more risk than stocks of larger companies, including greater volatility, lower liquidity and less publicly available information.

Other Disclaimers
The Service may be temporarily unavailable from time to time for maintenance or other reasons. The Company assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, User Content.

The Company is not responsible for any technical malfunction or other problems of any telephone network or service, computer systems, servers or providers, computer or mobile phone equipment, or software on account of technical problems or traffic congestion on the Internet or at any site or with respect to the Service or combination thereof, including injury or damage to User's or to any other person's computer, mobile phone, or other hardware or software, related to or resulting from using or downloading Content in connection with the Web and/or in connection with the Service.

Under no circumstances will the Company be responsible for any loss or damage, including any loss or damage to any User Content or personal injury or death, resulting from anyone's use of the Service or any posted on or through the Service or transmitted to or by Users, or any interactions between Users, whether online or offline.

The Service may provide information from or links to certain brokerage companies for your convenience only. EasyKobo is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you select (and not EasyKobo and its parent Company) is solely responsible for its services to you.

EASYKOBO “NAIRA YAN” HOUSE RULES
We created “Naira Yan” section on easykobo.com to be a place where Nigerian investors could easily share and find information around the Nigerian Stock market environment. Easykobo is used by many people engaged in the business of finance and markets. We encourage everyone to focus on sharing positive ideas and information and not to promote products and services of your business to other members.

We encourage diverse opinions, thoughts and strong arguments between our members. At the same time, we value a respectful, spam-free and on-point discussions to enhance the learning atmosphere for our members.

To help ensure that our members experience a cordial discussion we have developed the following "house rules" which clearly specify the behaviors that are not accepted within the Easykobo community.

Violations of these rules will lead to deletion of offending messages by moderators and where deemed necessary the permanent suspension of your easykobo account.

ABUSE

SPAM

MARKET MANIPULATION
Stock market manipulation is a crime and any messages trying to manipulate the direction of a particular stock will not be tolerated. These are as follows:

Easykobo is a social financial website of Nigeria. Discussions on easykobo are limited to the Stock market environment, economy of Nigeria, businesses opportunities and related topics. Under no circumstances will easykobo moderators tolerate off-topic discussions and violations described above. Thank you.

STOCK TRIALS RULES

100 MILLION IS PLAY MONEY AND NOT REAL MONEY.

WE DON'T OWE YOU ANY MONEY FOR PLAYING THIS STOCK TRIALS.

SHORTSELLING is not permitted in this Stock Trials game.

In case of any dispute, our decision is final and binding.

Use the 100 million play money to accumulate as much play money as you can by trading shares listed on the Nigerian Stock Exchange within the period mentioned on the stock trials section of easykobo.com website.

Buy orders that are ordered today, will be executed at the end of trading and you can only sell them the next day.

You are free to buy and sell shares as many times as you like or restart the game.

Players with the highest % CHANGE in their stock portfolio will be picked as winners.