INCOME STATEMENT

Statement of Comprehensive Income
for the year ended December 31 2013
2013 2012
                                              N'000                              N'000
Interest and similar income 52,195,852 41,237,494 26.57%
interest and similar expense -22,052,800 -15,974,022 38.05%
Net interest income 30,143,052   25,263,472 19.31%
Fee and Commission income 7,334,874 9,890,248 -25.84%
Fee and commission expense 0 0
Net fee and commission income 7,334,874   9,890,248 -25.84%
Net trading income  48,823 35,947 35.82%
Other operating income 3,248,378 2,596,664 25.10%
|Total operating income 40,775,127   37,786,331 7.91%
Credit loss expense  -21,592,692 -1,352,911 1496.02%
Impairment losses on Financial investments -11,000 0
Impairment losses on Goodwill -509,256 -104,435 387.63%
Impairment losses on Non current assets held for sale -405,470 -202,517 100.22%
Impairment losses on bank Balances -10,125 0
Net operating income 18,246,584 36,126,468 -49.49%
Personal expenses -15,093,664 -14,557,095 3.69%
Depreciation of property and equipment -2,508,152 -2,545,017 -1.45%
Amortisation of intangible assest -390,668 -395,053 -1.11%
Other operating expense -33,893,468 12,152,575 -378.90%
Total operating expenses -51,885,952 -29,669,740 74.88%
(Loss)/Profit before tax -33,639,369 -6,456,728 421.00%
Income tax credit/(expense) -11,057,029 -276,666 3896.53%
(Loss )/ Profit after tax -22,582,339   -6,180,061   265.41%
Earning per share
Basic earning per share (Kobo) -58.74 -16.07 265.53%
Source - Unity Bank Plc/NSE Website
 
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