| Nine
months income statement ending 30 september 2018 |
|
| |
N’000 |
| interest Income |
237,545,114 |
| Interest Expense |
-66,903,459 |
| Net Interest Income |
170,641,655 |
| profit before tax |
164,245,747 |
| income tax |
-22,022,219 |
| profit after tax |
142,223,528 |
| earnings per share ( Kobo) basic |
5.03 |
| earnings per share ( Kobo) diluted |
5.03 |
|
|
Q1 income statement dated 31 March 2018
| N’000 | Gross earnings | 103817173 | Interest Income | 80,772,966 | Interest Expense | (21,084,165) | Net Interest Income | 59,688,801 | Loan impairment charges | (1,639,270) | net interest income after impairment charge | 58,049,531 | Net Fees and commission Income | 14,487,389 | net trading income | 5,153,098 | other operating income | 7,820,030 | Personnel expense | (9,478,301) | Net impairment loss on financial assets | - | operating lease expense | (620,794) | Depreciation and Amortization | (4,246,418) | operating expense | (18,540,241) | profit before tax | 52,624,294 | income tax | (7,954,277) | profit after tax | 44,670,017 | Total compressive income | 44,833,881 | earnings per share ( Naira) basic | 1.58 | earnings per share ( Kobo) diluted | 1.58 |
|
NGN (millions) |
| Interest income |
46,731 |
| Interest expense |
(11,633) |
| Net Interest income |
35,097 |
| Other income |
13,910 |
| Profit before provisions |
49,007 |
| Provisions |
(50) |
| operating expenses |
(20,085) |
| Profit before tax |
28,872 |
| tax |
(2,414) |
| tax rate |
0 |
| Profit after tax |
25,458 |
| profit from d/c operations |
0 |
| Other comprehensive income |
3,236 |
| Minority interest |
(86) |
| PAT after minority interest |
29,608 |
| Q3 Income statement dated 30 sept 2018 |
|
|
|
| |
N’000 |
|
| Gross earnings |
|
|
| interest income |
75,664,395 |
|
| Interest Expense |
-22,952,273 |
|
| Net Interest Income |
52,712,122 |
|
| profit before tax |
54,613,130 |
|
| income tax |
-7,971,182 |
|
| profit after tax |
46,641,948 |
|
| earnings per share ( Kobo) basic |
1.66 |
|
| earnings per share ( Kobo) diluted |
1.66 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|